Secure A Debt-Free Future
Are you behind on the mortgage and facing the real possibility of a foreclosure on your home? Before you give up or take desperate actions, talk to an experienced Tampa bankruptcy lawyer with a comprehensive understanding of how Florida foreclosure laws.
Your home in foreclosure may serve as a lifeline during a time of financial stress, serving as a “bridge loan” of sorts while you continue to live there rent free and prepare for the future by means such as filing bankruptcy and saving for your next housing opportunity.
Facing foreclosure is not a matter of shame. Thousands of Americans have dealt with this financial challenge in the last few years. Have you been unable to keep up with the mortgage payments after an adjustable rate mortgage (ARM) allowed rising monthly payments that are no longer affordable for you? Perhaps a life event has reduced your income significantly, and you can no longer make the payments: a job loss, a medical crisis, a natural disaster or a divorce.
Whatever the reasons for your falling behind on your mortgage, it is important now for you to understand your rights if the mortgage lender forecloses on your home. Early advice from an experienced Florida foreclosure defense attorney can help you understand how Florida foreclosure laws apply in your case.
The prospect of foreclosure causes fear in the minds of many stressed debtors. However, for many of our clients, the future does not look as bleak as imagined even if a bank does foreclose on real estate. Seek experienced, qualified legal counsel to discover the best way to navigate the foreclosure process to your best advantage. You should discuss your situation with a lawyer before deciding how to respond to the threat of foreclosure.
Your situation is unique and the solution to your mortgage problems should be tailor-made for your circumstances.
For more information on the bankruptcy process or to speak with an attorney about your rights, call our team of Tampa bankruptcy attorneys at (813) 940-5120 today.